Exodus 30:12 says: “When you take a census of the sons of Israel to number them, then each of them shall give a ransom for himself to the Lord …”. Each individual member of the people of Israel was responsible to see that his own ransom was paid (:13 tells us that the ransom was a half shekel each). This reminds us that we are each accountable for ourselves to the Lord.
There is no “group plan” or “family plan” for salvation; you are accountable for seeing that the ransom for your own sins has been paid. Blessedly, the ransom for the sins of every one of us has already been paid, once for all, by the death of Jesus Christ “who gave Himself as a ransom for all” (I Timothy 2:6). But we are still each responsible to receive the gift of that ransom for our individual case. No one can do that for you. Men are notorious for saying, “My wife takes care of the religion for our family” but that cannot be. Some may feel that they have a “family heritage” of faith which will ensure that they see heaven. But this verse reminds us: “Each of them shall give a ransom for himself to the Lord.” Every one of us is responsible for our own individual soul. We may have family plans for our health insurance or wireless telephones, but there is no “group” or “family plan” with God!